If you're injured, you deserve all of the medical care and attention it takes to restore you health to what it was before the accident. The forms of injury or illness, physical or mental, in an accident are too numerous to list. Some might not even show up until long after the accident. So it's essential you don't attempt to judge your own condition at the scene of the accident. No insurance company should be allowed to settle your claim before you have all the facts.

Compensation for your Pain and Suffering
Considerable portions of the settlements awarded in injury cases are in the form of compensation for victims' pain and suffering. ('Suffering' can refer to the mental stress created by a painful injury.)